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Mortgage Rates
Here are loan programs we offer. These programs are unique to HAPPY STATE BANK. To learn more about these programs and many others, call us at (806) 359-8811.
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Program Name Rate Points APR Payment  
30 Year Conv. (Conforming) 4.750% 0.00% 4.871% $0.00
15 Year Conv. (Conforming) 4.375% 0.00% 4.578% $0.00
30 Home Equity (Conforming) 5.250% 0.00% 5.369% $0.00
15 Home Equity (Conforming) 4.875% 0.00% 5.071% $0.00
30 Year (FHA) 4.250% 0.00% 5.357% $0.00
15 Year (FHA) 4.000% 0.00% 5.293% $0.00
30 Year (VA) 4.250% 0.00% 4.632% $0.00
15 Year (VA) 3.875% 0.00% 4.437% $0.00
30 Year (USDA-RHS) 4.375% 0.00% 5.065% $0.00
Rates are subject to change without notice.
Rates last updated on 07/18/2018.
Brett Conrad, Mortgage Lender
Happy State Bank
3423 Soncy, 3rd Floor, Amarillo, TX  79119
Direct:  (806) 467-5478 Ext. 5480
bconrad@happybank.com
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